Long-term care planning is one of the most difficult conversations many of our clients have. Why? Because the need is so great, and many people choose to put their head in the sand and ignore it. Simply put, the need for long-term care without a sound plan for it is what drives many families into losing their hard-earned assets that they have accumulated during their lifetime. This is the biggest detriment to the accumulation of generational wealth in our society today.

It doesn't have to be this way!

Even though the long-term care industry has gone through some painful times, as evidenced by the number of companies that have exited the marketplace; there are still viable alternatives out there. In addition to the standard long-term care insurance contract, there are options including short-term care policies, Chronic Illness Benefit Riders for life insurance and other asset-based care products available. The long-term care partnership with Medicaid is also a valuable tool in this type of planning.

If you have at one time planned for this need - We commend you. But we request an opportunity to review your coverage since you might be paying for something that does not protect you like you thought it would. If you have not started this process - Today is the day. The longer we wait, the more the cost and the fewer options at your disposal.

Our professional agents are skilled in defining your long-term care needs and providing appropriate solutions for them. Let us help you solve this problem today.