Most people think about Group Benefits as being simply Group Medical Plans. While these are an important part of Group Benefits, they are not the only part of Group Benefits that are important.

Just like adopting a retirement plan for employees, there is a cost for employers to offer these insurance benefits to employees, therefore, it is imperative to make sure that these benefits are having a positive benefit for the employer through creating an employment environment that attracts and retains quality individuals.

With the inception of the Affordable Care Act (ACA) that focused on the group health market. Mandates for many businesses were created and Minimum Essential Coverages (MEC) were established. Understanding your responsibilities under the ACA and it's penalties, A & B, is important. We can explain these compliance issues and make sure that you understand your responsibilities under the law.

All businesses are unique and have different needs. Our goal is to solve your problem, without creating others. By using MEC plans (where needed), Group Health Plans, and Section 125 Plans, we can give you a comprehensive solution to efficiently solve your problems.

With both fully insured plans and level funded plans, we have the tools to help design a plan that works specifically for you. We also have the ability to use a proprietary accounting solution to achieve more benefits for your employees while limiting the effects on their pay. We also specialize in carving out groups based on their needs. For example, if you have a significant portion of your workforce that is Medicare Eligible, they can be on a group health plan separate from the other portion of your workforce. This means that we can utilize plans that take advantage of their Medicare Status giving them more benefits at a lower cost to the business.

All that is needed to look at these alternatives is to connect to us so we can begin the conversation and truly get your group benefits package doing what it is supposed to do - Attract and Retain Quality Employees. Hit the contact Us button below to start this conversation.